Rental Income Vs Online Income

One type of passive income versus another. Let’s see how they stack up.

First we’ll start with rental income. Where I live real estate is cheap. I could buy a duplex for as little as 0,000. I could rent this particular one out for around 0 a month per unit, so that’s ,000 a month coming in. If I put a little down and got a decent mortgage rate on a 20 year loan, I would be paying about 0 a month for mortgage and property taxes. So I would pocket 0 a month minus any expenses, vacancy months, maintenance, etc. Whatever I did make extra I would probably use to pay down the principal, so I could get it paid off early and avoid some interest. Not bad. Hopefully after 16 years it would be mine free and clear and I would take in the full rent or sell the duplex for a lump sum. I’m not a real estate expert but this doesn’t sound that great to me.

Now let’s look at an online passive income.

I do some research and find a few niches that I think are profitable. I build a few websites. Domains and hosting cost me less than 0 a year. I spend a few months developing a product, promoting another product, or whatever method I decide to use for that particular niche. I promote the websites, write articles, build backlinks, exchange links, pay-per-click, social bookmarking, etc. After a few months of dedicated work, I am making 0 a month per website or 0 a month total. Then I spend a few hours each month maintaining my residual income.

Time for the comparison.

The total cost or capital required is no comparison. Anyone can afford to build a passive income online if they have the time. Sure you don’t have to actually have much money to get a loan for the duplex if you have good credit.

But then you are using your passive income to pay off the mortgage. With an online passive income you are pocketing almost the whole amount other than the taxes you pay on it.

Time required. This one goes to the rental income. While the time probably comes out about even after the first several months, the initial time investment is going to be greater with building the online income, plus it may need to be repeated over the time frame we are discussing.

Final take. With the online passive income I make ,800 a year before taxes and expenses assuming I make no other websites. I am putting money in my pocket right away that I can invest or use for other opportunities. My money is liquid and not tied up in a mortgage. I needed no credit or money for a down payment. In my mind the choice is clear, the online passive income wins hands down.

To learn more about building a passive income stream online visit Passive Income Online or my Residual Income blog.

How to Make Money Online For Free

Every day thousands of people search for ways to make money online. I can take a risk and say millions of people do this. You might even be one of them. If you have already done some searching, I’m 99.9% sure that you’ve seen this:

“Just buy my e-book for .99. It will reveal every secret there is to making money online!”

If you have ever bought such an e-book/”guide” then I’m sorry but you are a victim. Think about it. What’s so secretive about making money online? And if it’s a secret, then why does everyone selling e-books know it? I’ll tell you why: because there is no secret. If there was a secret, this would be it:

The only way to make money online is by telling others how to make money online.

That previous statement is very close to the truth. Whenever you buy an e-book from someone claiming to know secrets on how to make money online, they are the ones getting paid, not you.

Ideally, you would want to make money without having to spend any money yourself; you want to make money for free. If you are willing to spend money, then you can look into starting your own online business (It’s not as scary as it sounds.) Such an investment will bring you more monetary success than any free method would.

Now, there are ways to make money online for free, and it’s no secret. It all boils down to taking advantage of what’s available to you. As a matter of fact I will explicitly tell you step-by-step how it’s done.

1) Join CashCrate ( . You can make hundreds, or thousands of dollars a month here for free. You must be age 13 or older.

2) Use to create a free website. On that website, tell people about CashCrate and put your referral link up.

3) You can look into search engine optimization and organically grow inbound links to our page.

If you do this properly, you will be ranked very high in Google’s search engine, and you will have thousands of viewers on your website every day. More viewers means more referrals which means more money.

Use the following link to get access to free tools and techniques that will allow you to make even more money in a shorter amount of time. Free Money Techniques

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Golden Apple Award Winner Rita Allen Shows Compassion In And Out Of The Classroom

Draper, UT (PRWEB) February 17, 2012

The School Supplies Gift Program, sponsored by Utah-based Christensen Law Firm, PLLC, is pleased to announce that Mrs. Rita Allen, a kindergarten teacher at Wellsville Elementary in Cache Valley, UT, is this week?s recipient of the Golden Apple Award.

Mrs. Rita Allen has taught elementary school for 29 years, 22 of which have been taught at Wellsville Elementary. She recently became well known throughout Utah because of her dedicated teaching practices that were noticed and aired on KSL Channel 5. KSL reported that Mrs. Allen had a student, Spencer Felt, who had missed class for 3 months due to illness. In late September, the 5-year-old boy complained of not feeling well, was taken to the hospital, and was later told that a heart transplant would be necessary. This dramatic change in the boy’s life has rocked the foundation of his community, including Mrs. Allen. She never forgot him. She would reserve a chair in the classroom for him and often drive the long-distance to Salt Lake in order to visit Spencer in the hospital.

When Mrs. Allen was asked why she focused so much on Spencer, she explained to KSL, “Because I’m his teacher, and he’s my student.” She continued, “I know his family’s heartache. I knew of the suffering he was going through, and I wanted him to know his teacher cared about him still ? that he could still learn even though he was in a critical situation.”

Over the past 29 years of teaching, Mrs. Allen has roughly taught more than 1200 students. Her impact has truly been felt throughout her community. She also mentioned that because of the KSL story, many kind individuals had sent donations to her and her class, including an iPad and other monetary donations. She mentioned how grateful she was for the support and wished that it would continue for the Felt family. She expressed her concern that the medical bills would mount and that the Felt family could use donations as well. She never stopped thinking about others.

The sheer commitment to her students and her ability to reach the hearts of Utah residents is why she has been awarded the Golden Apple Award from the Christensen Law Firm. As she mentioned, the $ 100 OfficeMax gift card will go to supplies for her classroom, which will allow her to have the materials needed to teach her students.

About the School Supplies Gift Program

Ken Christensen and Russ Hymas, owners of the Christensen Law Firm, recently started the School Supplies Gift Program to help public school teachers get extra classroom supplies without having to spend their own money. Each week the program gives the Golden Apple Award, a $ 100 OfficeMax gift card, to a deserving Utah public school teacher and his/her class. Anyone can nominate a teacher for this program, including teachers, students, parents and administrators. To learn more about the program and nominate a teacher, click here.


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Make Money With Google Ads

What the gurus are NOT telling you is that Google Adwords is a double-edged sword. In case you play the sport right, you might make money or else you will forfeit money. Various men and women picked up the hard manner in which and realized that it is not as straightforward as it appears to be. The majority who jumped into the pay-per-click amusement get slapped with reality. They barely break even and actually lose money.

Here’s how it works:
First you must have a website or blog. Next you place adverts on your internet site that could turn into of interest to the one that is searching the web and arrives at your site. Whenever the person clicks on one of the advertisements on your site, you make money. It could not be easier.

Cashing In By Partnering With Google
This is wherever you study how to earn cash with Google Adsense.

First then, you need to build or buy a web site that has good very good content. Ideally you’d like that subject matter to target terms that have been in necessity with advertisers. This will improve your bottom line revenue. You see, Google is ready to pay you a percentage of the income they get from advertisers on each click-through to their website online from a viewable ad. In actuality Google is extremely beneficiant while using reduce it pays publishers having a current information launch by Google stating that publishers will be given a whopping 68% of the revenue share.

Be Selective
When you start looking for more details on the way to earn cash on google, you will see a great deal of resources. Do not forget though that stuff that make individuals hard earned are not frequently free. Indeed a lot of times the information that you simply really need is worth it spending quite a few hard earned on.

It takes hard earned to provide money. So keep in mind to become selective with regard to the knowledge that you simply do selected to inhale.

Google AdSense
These are classified as the only two stuff that you need to don’t forget as soon as you commence with your Google Cash Kit. The package in itself is a complete guide for you to get started, and all you ever will need to learn is already included in it.

Once you have an AdSense account, you are ready to begin, being paid each time a person easily clicks on the advertising campaigns in your site. The different solution to receives a commission with AdSense, that is in addition really good for the filmmaker, is YouTube’s partner program. This program utilizes the same AdSense setup. The only change is rather than you being bought the advertising campaigns on your website. You might become paid each time a person clicks and watches your YouTube video. Not bad huh? The much more traffic you attract, guess what?!

Joining the AdSense programme is fairly easy. You will definitely be needed to refill the appliance kind provided for you. Once Google has accepted your application, you can log in to your account and you might as well begin copying the HTML codes of the advertising campaigns and paste their situation on any of your WWW pages. Advertising campaigns will instantly show on those web-sites and visitors can easily begin clicking them.

You have got to create an internet site or blog around a subject that interests a significant number of people. For example, a lot of men and women have pets or want to obtain a pet. They may search the internet for issues associated with pets. When your webpage is rich in well-liked key phrases and key phrase phrases, it could rank too high the right amount of in the search engines to catch the eye of the “searcher” and get the all significant click. As soon as a writer learns the way to do that the remainder is easy.

It can be interpreted into one straightforward equation:
No traffic = No clicks on your AdSense ads.

Select the right theme on your website. It permits you to earn without advertising and marketing anything. It is one of the few methods to earn via the net with out trying to sell anything! Everything you will have to do is make ‘content-rich’ web sites that provide priceless information and you’ll still earn income through it.

By training these three key points above consistently, you can additionally see substantial outcomes in your Google AdSense earnings and hope that it might get your very first paycheck soon after possible!

When you gain knowledge how to earn cash with Google AdSense, you are able to construct a genuine on-line business. However, it is not invariably easy and yes it does take some time and patience. Your site has to be optimized for the search engines and your articles ought to be well-written and focused to your niche audience. It is actually a good way for writers to help make money. The main expense for site websites, or segment internet sites as they are oftentimes called, is the price of the articles. A very good publisher can easily write materials for their personal web site and save this expense.

How are you able to maximize your Google Adsense Income
You are required to use a broad range of traffic producing techniques.
The key to earning in Google Adsense is the quantity of traffic you will get to your website. It really is more effective if you have superior traffic, individuals who have an interest to your information as a consequence they’re the people who will click on your adverts and increase your income.

Discover more about Make Money With Google here.
Jade Nickson is an commentator on Make Money With Google who also reveals techniques google docs,google grand central,google adwords and other associated topics at

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UPside Visa Named Winner in Sixth Annual Paybefore Awards

New York, NY (PRWEB) January 31, 2012

Plastyc announced today that Paybefore has chosen UPside Visa as a 2012 Paybefore Awards winner in the Best Consumer Value in Prepaid category. Paybefore Awards, now in its sixth year, is the most prestigious recognition of excellence in the worldwide prepaid and stored value card industry. The awards are presented annually by Paybefore, whose publications are the leading source of industry information for the global prepaid community.

“Plastyc’s mission is making premium financial services easy and affordable for the underbanked. Since last year, we have enhanced our UPside Visa service with innovative new capabilities. We’re thrilled that once again, the industry experts at Paybefore are highlighting our ground-breaking work in prepaid,” said Plastyc CEO Patrice Peyret.

UPside Visa was selected by a panel of five industry experts who served as judges for this year?s competition, which?once again?included entries from around the world.

?Paybefore Awards was created to honor the companies and individuals that are keeping prepaid on the cutting edge of payments,? said Loraine DeBonis, Paybefore editor-in-chief and chair of the judging panel.

?Our industry continues to break new ground and expand the reach of electronic payments because of companies like Plastyc who make innovation and execution a priority,? she continued. ?We are proud to recognize its contributions to advancing the prepaid industry.?

?Prepaid is the fastest-growing area of payments because it addresses unmet payment needs of consumers, businesses and governments,? added Marilyn Bochicchio, Paybefore?s CEO. ?Paybefore Awards recognizes the creativity of prepaid practitioners in developing programs that address these needs more effectively than cash, checks or even other types of payment cards.?

In the past year, Plastyc has enhanced its award-winning UPside Visa with programs that help customers automate tuck money into savings, offer discounts at pharmacies and make it easier to load cash into prepaid accounts. The enhancements are enabled by Plastyc’s sophisticated technology platform and support its mission of making premium financial services easy and affordable for the underbanked.

UPside Visa now will vie for best-in-category distinction, which will be announced during the Paybefore Awards ceremony on March 12 at the Prepaid Expo USA (

About Plastyc

Plastyc delivers good banking to all by providing 24×7 access to FDIC-insured accounts through any Internet-connected computer or cell phone. Unlike traditional checking accounts, Plastyc’s iBankUP portal and UPside cards never incur overdrafts, and they offer better services at lower prices, with more ways to receive money and no risk of over-spending it. Plastyc’s principals and directors have a track record as financial services innovators at companies including Gemalto, Oberthur, Signio (now part of PayPal, an eBay company), ClairMail, Lending Club, and Genetic Finance. Plastyc is privately held with headquarters in New York City. For more on Plastyc, visit

About Paybefore

Paybefore is the leading information provider to prepaid and stored value industry professionals, offering the latest news, commentary and analysis. Paybefore?s family of industry publications include:, a searchable online news and information portal; Paybefore News?, daily news briefs delivered electronically; Paybefore News International?, a weekly compilation of prepaid news and events from outside the United States; Paybefore Update?, an e-newsletter delivered 20 times a year; Paybefore Legal?, a downloadable e-newsletter covering the legislative, regulatory and judicial developments in prepaid, as well as feature articles by leading attorneys in the field; Paybefore Magazine?, a biannual print publication featuring in-depth articles on the opportunities, challenges and trends in the global prepaid and stored value industry; and the only industry directory, Paybefore Buyer?s Guide?, available online and in print. Visit us at


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